--- schema: 1 type: video title: 'Why AI Agents Still Won''t Pay for Anything — Jan Curn, Apify' description: >- x402, AP2, ACP, MPP, TAP, UCP: every big fintech and payments company now has an agent payment standard, but real volume is close to zero. Jan Curn, founder of Apify, walks the agent payment funnel (need, setup, discovery, purchase) to show where it breaks. He covers why API keys still win, why crypto is well placed, the trust problem in finding services, and how pay-per-use billing finally landed. Chapters: - 00:00 The agent payments boom - 02:57 Every protocol, from x402 to AP2 - 05:47 Why crypto fits agent payments - 07:38 Nobody's using them. Why? - 08:36 The agent payment funnel - 09:37 Need: competing with API keys - 12:19 Setup: wallets are still hard - 13:19 Discovery: who can an agent trust? - 16:06 Buying: pay-per-use and batch settlement - 19:41 What's next Jan Curn — X: https://x.com/jancurn | https://apify.com Join us in SF for the second annual AIE CODE summit: https://aie.codes our last flagship summit of 2026. Applications live now! canonical: >- https://liquidgold.cc/channel/aidotengineer/explore/video/why-ai-agents-still-won-t-pay-for-anything-jan-curn-22f7329b91c9 markdown: >- https://liquidgold.cc/channel/aidotengineer/video/why-ai-agents-still-won-t-pay-for-anything-jan-curn-22f7329b91c9.md llms: null parent: 'https://liquidgold.cc/channel/aidotengineer.md' channel: aidotengineer updated: '2026-10-23T22:23:00.928Z' language: null children: [] videoId: '-AOxpwVeIWw' durationSeconds: 1237 publishedAt: '2026-10-18T23:00:35.000Z' searchChunks: - ordinal: 0 text: null startSeconds: 23 endSeconds: 183 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=23' heldReason: rights - ordinal: 1 text: null startSeconds: 23 endSeconds: 183 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=23' heldReason: rights - ordinal: 2 text: null startSeconds: 194 endSeconds: 357 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=194' heldReason: rights - ordinal: 3 text: null startSeconds: 357 endSeconds: 367 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=357' heldReason: rights - ordinal: 4 text: null startSeconds: 367 endSeconds: 464 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=367' heldReason: rights - ordinal: 5 text: null startSeconds: 477 endSeconds: 521 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=477' heldReason: rights - ordinal: 6 text: null startSeconds: 521 endSeconds: 532 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=521' heldReason: rights - ordinal: 7 text: null startSeconds: 532 endSeconds: 578 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=532' heldReason: rights - ordinal: 8 text: null startSeconds: 590 endSeconds: 743 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=590' heldReason: rights - ordinal: 9 text: null startSeconds: 754 endSeconds: 799 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=754' heldReason: rights - ordinal: 10 text: null startSeconds: 976 endSeconds: 987 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=976' heldReason: rights - ordinal: 11 text: null startSeconds: 987 endSeconds: 1186 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=987' heldReason: rights - ordinal: 12 text: null startSeconds: 1186 endSeconds: 1196 watch: 'https://liquidgold.cc/watch/-AOxpwVeIWw?t=1186' heldReason: rights --- # Why AI Agents Still Won't Pay for Anything — Jan Curn, Apify x402, AP2, ACP, MPP, TAP, UCP: every big fintech and payments company now has an agent payment standard, but real volume is close to zero. Jan Curn, founder of Apify, walks the agent payment funnel (need, setup, discovery, purchase) to show where it breaks. He covers why API keys still win, why crypto is well placed, the trust problem in finding services, and how pay-per-use billing finally landed. Chapters: - 00:00 The agent payments boom - 02:57 Every protocol, from x402 to AP2 - 05:47 Why crypto fits agent payments - 07:38 Nobody's using them. Why? - 08:36 The agent payment funnel - 09:37 Need: competing with API keys - 12:19 Setup: wallets are still hard - 13:19 Discovery: who can an agent trust? - 16:06 Buying: pay-per-use and batch settlement - 19:41 What's next Jan Curn — X: https://x.com/jancurn | https://apify.com Join us in SF for the second annual AIE CODE summit: https://aie.codes our last flagship summit of 2026. Applications live now! Canonical: https://liquidgold.cc/channel/aidotengineer/explore/video/why-ai-agents-still-won-t-pay-for-anything-jan-curn-22f7329b91c9 · Channel: [AI Engineer](https://liquidgold.cc/channel/aidotengineer.md) > Search chunk text is held until public-source provenance is verified. ## Document chunks --- #### Chunk 0: Document excerpt (0:12 to 3:03) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 1: Document excerpt (3:03 to 5:57) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 2: Document excerpt (5:57 to 7:44) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 3: Document excerpt (7:44 to 8:41) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 4: Document excerpt (8:41 to 9:38) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 5: Document excerpt (9:38 to 12:23) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 6: Document excerpt (12:23 to 13:19) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 7: Document excerpt (13:19 to 16:16) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 8: Document excerpt (16:16 to 19:46) > Held: transcript rights do not permit this chunk's text. --- #### Chunk 9: Document excerpt (19:46 to 20:37) > Held: transcript rights do not permit this chunk's text.