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Andy Graves

@andywandygraves · 12K subscribers · 94 videos

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About this channel

I break down the CRA rules, tax laws, and financial regulations that directly affect ordinary Canadians, in plain language. No get-rich-quick promises. Just the rules that already apply to you, explained clearly so you can make informed decisions and protect what you've built. Subscribe if you'd rather understand the system than be surprised by it. 📕 THE CRA SURVIVAL MANUAL (my book): 259 pages on audits, the RRSP death tax, frozen accounts, garnished CPP, and the collections traps that cost Canadians their savings. Includes the CRA Letter Vault response templates and four bonus tools. 7-day money-back guarantee. Andrew Graves is an AI-generated character. This channel explains published federal rules and is general information, not legal, tax, or financial advice. For your own situation, consult a qualified Canadian tax professional or CPA.

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    Newest video 2 months ago · 89 uploads in the last 12 months

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  • 24:49

    The First Seven Days After A Spouse Dies (The CRA Checklist Nobody Hands You)

    Sep 1, 2026 · 954 views

  • 29:42

    If You Are the Executor, the CRA Can Bill YOU. Most Never File This Form.

    Aug 27, 2026 · 1.9K views

  • 21:08

    Her Husband Died. The CRA Sent Her His $72,391 Tax Bill. She Won.

    Aug 11, 2026 · 329 views

  • 20:46

    The CRA Hit Them With $3 Million In Penalties. A Judge Threw It Out.

    Aug 8, 2026 · 420 views

  • 26:31

    The CRA Stopped Mailing 1.5 Million Canadians (Since May 28)

    Aug 5, 2026 · 614 views

  • 15:42

    Service Canada Owes You Up To $13,478 in GIS — Most Never Applied

    Aug 2, 2026 · 641 views

  • 11:32

    Service Canada Cuts Your OAS at $93,454 (Check August 27)

    Jul 31, 2026 · 292 views

  • 19:31

    Service Canada Can Cut Your GIS By $1,123 (Check July 29)

    Jul 29, 2026 · 1.2K views

  • 14:35

    Never Lock Your Savings in a GIC — the CRA Taxes You Before You See a Dollar (2026)

    Jul 27, 2026 · 361 views

  • 15:04

    The CRA Program That Erases Your Mistakes — If You Confess First

    Jul 23, 2026 · 377 views

  • 13:47

    The CRA Debt That Expires After 10 Years (Most Restart the Clock by Accident)

    Jul 15, 2026 · 927 views

  • 13:48

    Added a Child to Your Bank Account? The CRA's New 2026 Trap

    Jul 12, 2026 · 744 views

  • 13:34

    The CRA Can Cancel Your Penalties and Interest — They're Counting on You Not Asking

    Jul 9, 2026 · 573 views

  • 15:41

    The CRA Can't See Your Bank Account (What They CAN See Is Worse)

    Jul 6, 2026 · 716 views

  • 13:56

    Never Say These Words To The CRA

    Jul 1, 2026 · 1.1K views

  • 15:20

    12 Bills Canadian Seniors Can STOP Paying In 2026 (Most Never Claim Them All)

    Jun 30, 2026 · 508 views

  • 13:34

    The 5 Things the CRA Can Take Without a Court Order

    Jun 29, 2026 · 674 views

  • 13:42

    73% Of Canadians Now Back Cutting Your OAS

    Jun 28, 2026 · 663 views

  • 14:19

    Why Taking CPP At 65 Is A Costly MISTAKE Most Canadians Make

    Jun 27, 2026 · 501 views

  • 14:17

    Born Between 1961 and 1966? The Retirement Mistake Most Canadians Make Before 65

    Jun 26, 2026 · 498 views

  • 17:17

    CRA Owes You $5,280 — The Payout Most Seniors Will Never Claim

    Jun 25, 2026 · 923 views

  • 16:16

    5 Brutal Changes Hitting Canadian Seniors In July 2026

    Jun 24, 2026 · 1.5K views

  • 20:28

    NEW $679 Grocery Benefit Starts July 3rd, Most Seniors Get NOTHING

    Jun 23, 2026 · 836 views

  • 14:01

    5 Federal Payouts Seniors Are Owed... The CRA Won't Tell You

    Jun 22, 2026 · 267 views