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How Things Count

@howthingscount · 5 subscribers · 27 videos

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How money actually works. Animated explainers that trace payment systems, banking infrastructure, and financial networks from the moment you trigger them to the moment they resolve. Every video follows one process through the complete chain: the networks it crosses, the decisions that happen in milliseconds, and the settlement layers you never see. Card payments. ATMs. Bank transfers. Credit scores. Interest calculations. The systems run whether you understand them or not. These videos make them visible. New videos every Tuesday and Thursday.

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    Newest video 3 months ago · 27 uploads in the last 12 months

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July 2026 · 7

  • 3:58

    Who Actually Decides If Your Insurance Claim Gets Paid?

    Jul 23, 2026 · 5 views

  • 3:28

    What Actually Decides Your Credit Score Every Month

    Jul 21, 2026 · 0 views

  • 4:07

    The Algorithm That Secretly Decides Who the IRS Audits

    Jul 16, 2026 · 3 views

  • 4:06

    The 12 People Who Secretly Set Your Interest Rate

    Jul 14, 2026 · 2 views

  • 4:31

    Inside the 2-Second Journey of a Declined Card

    Jul 9, 2026 · 2 views

  • 4:41

    Is Google Actually Better at Banking?

    Jul 7, 2026 · 1 views

  • 4:44

    Your $500 Debt Just Got Sold for $20

    Jul 2, 2026 · 3 views

June 2026 · 9

  • 4:55

    What Happens to Your Money If Your Bank Fails?

    Jun 30, 2026 · 2 views

  • 4:34

    What Happens When You Dispute a Credit Card Charge?

    Jun 25, 2026 · 19 views

  • 5:17

    Where Does Your Pension Money Actually Go?

    Jun 23, 2026 · 0 views

  • 4:40

    The Secret Tax Your Boss Never Tells You

    Jun 18, 2026 · 2 views

  • 5:00

    Why You Don’t Actually Own Your Stocks (Yet)

    Jun 16, 2026 · 8 views

  • 4:23

    What Really Happens When You Buy Now, Pay Later?

    Jun 11, 2026 · 0 views

  • 3:58

    The Bank Doesn't Actually Have Your Money

    Jun 9, 2026 · 3 views

  • 5:47

    The Invisible Tax: How Credit Card Rewards Actually Work

    Jun 4, 2026 · 1 views

  • 4:44

    Who Actually Decides the Inflation Rate?

    Jun 2, 2026 · 2 views

May 2026 · 8

  • 4:36

    How Insurers Get Rich Off Your $200 Monthly Payment

    May 28, 2026 · 2 views

  • 5:31

    What Banks Actually See When They Check Your Credit

    May 26, 2026 · 14 views

  • 4:21

    Why Your Mortgage Balance Isn't Dropping (The Bank's Secret Formula)

    May 21, 2026 · 16 views

  • 4:42

    The SWIFT System: Why International Transfers Take Days

    May 19, 2026 · 36 views

  • 4:56

    How ETFs Actually Work — The $13 Trillion Machine

    May 14, 2026 · 5 views

  • 4:13

    The Microsecond War: How Your Trades REALLY Match

    May 12, 2026 · 45 views

  • 4:40

    What REALLY Happens When You Pay Online

    May 7, 2026 · 5 views

  • 5:06

    The Terrifying Math of a $5,000 Credit Card Balance

    May 4, 2026 · 1 views